Yes, if you are over 50 and became disabled within seven years after your spouse died or within seven years after you last drew mother’s or father’s benefits from Social Security, you may be eligible for disabled widow’s or widower’s benefits. Also, if you are poor, you can apply for SSI benefits regardless of your age or when you became disabled.
If you have worked five out of the last 10 years, you will probably have enough earnings to satisfy the “credits” requirements for disability benefits, and should complete the application process. Depending on the homemaker’s financial situation, may be able to qualify for SSI, despite sufficient credits for disability.
You must apply for Social Security Disability as soon as possible, as everyone who is awarded these benefits is eligible for Medicare, after a 24-month qualifying period. If you are approved for Supplemental Security Income (SSI) you will be approved for Medicaid.
Yes, you can receive both at the same time, but there will be a reduction or offset, if you are also awarded SSD. It is important to apply for SSD as soon as possible, as it is not always possible to predict when the insurance company will end your benefits, and it is important to prevent a gap income.
If you are not actually working, you should apply for benefits now, if it appears that you will be out of work for at least one year.
Do not wait even a day. Generally, it is better to apply soon than later. You can actually apply on the day you become disabled, as long as you expect to be disabled for 12 months or longer.
A claimant may receive social security disability and veterans compensation simultaneously. SSI and veterans pension benefits are resource-based, and cannot be collected simultaneously.
It is not required, but it is clear that claimants who have an attorney have a much higher rate of success. Contact us for a free assessment of your disability claim.
The maximum SSI benefits in 2012 is $698 per month. Benefits may be reduced where there are other sources of income available. Additionally, a claimant must be resource eligible.
You may be eligible for SSI payments if you have little or no income and if your assets are $2,000 or less for a single person, or $3,000 or less for a married couple. Certain assets do not count, such as your home or car. Also, you must prove that you cannot do any work for which you are suited due to a medical condition that is expected to last for a minimum of a year, or is terminal.
SSI is a federal program providing monthly cash benefits to low-income persons aged 65 and over, and blind or disabled persons. SSI is funded by general tax revenues, not those of social security, and provides money for basic needs — food, clothing, and shelter.
Disability benefits are paid under two programs by the Social Security Administration:
Social Security Disability Insurance pays benefits to you and certain members of your family if you are insured, meaning that you worked long enough and paid Social Security taxes.
Supplemental Security Income pays benefits based on financial need.
If Social Security denies your claim or you disagree with any part of their decision, you may appeal the decision. You have 60 days from the time you receive your denial letter to file an appeal. You are entitled to have a lawyer help you with your appeal. Claims are frequently denied, and denied more than once. We can appeal the denials and represent you before the Administrative Law Judge.
If you are a working person who can no longer do your job because of an illness or injury, you may be eligible for disability benefits. The first requirement is that you must have paid into the Social Security Administration for a long enough period and in large enough amounts to be considered insured. Next, you must not be gainfully employed. You must also be under a disability which has lasted or is expected to last 12 months or more and your disability must be severe enough to keep you from doing your past job.
The Social Security Disability Act defines it as “the inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death, or has lasted or can be expected to last for a continuous period of not less than 12 months.”